Credit Risk Manager - IPF Digital

This amazing opportunity offers a once in a lifetime chance to be part of the on the ground team responsible for growing our digital lending business in dedicated markets. We are looking for a focused and creative credit professional to partner with the Country Manager in order to develop and build the business of dedicated market.

Your primary area of focus is to ensure that there is profitable growth of the customer base in line with the business plan, through owning the creation and management of the local credit agenda for Czech market. This will be a varied role so you will need to be comfortable managing credit analysis, working with the hub credit team on new product developments, testing and making suggestions for improvements and enhancements to the local credit approach and implementing them. This risk comes in different forms, ensuring effective credit performance that can evolve and adapt with our needs, monitoring and evaluating credit and arrears management strategies to manage credit loss, systems, governance and reporting and the effective use of systems and partners for all elements of risk management.


What will be your key responsibilities:

  • You will take a test and learn approach towards the governance and development of credit processes and activities, being quick to tighten, relax or challenge credit and arrears management controls where they are not in support of the business strategy
  • Working in conjunction with the hub credit team, you will be responsible for the rules, models, decisions and automated systems across the credit risk lifecycle in dedicated market
  • You will support the launch and development of new products and services in dedicated market from a Risk perspective, this may include risk-based pricing, channel based pricing and new
  • You will own acquisition journey, ensuring its as hassle free as possible for our customers – maximizing customer satisfaction but at the same time ensuring high credit quality assessment standards
  • Care about the business; monitoring and reviewing processes and policies to protect the organisation from fraud and risk and to identify ways to further drive growth and reduce wastage
  • You will love to build great relationships with key partners, working with stakeholders from within the business and external to ensure you can acquire the right tools and processes to deliver the business plan


What experience should you have:

  • A proven track record managing credit risk in an online lending business (at least 4 years)
  • Worked with online credit risk policies and credit risk rules
  • Experience of identifying and building strong relationships with effective partners / suppliers in the area of credit risk and fraud (credit bureaus, etc)
  • Collection management would be highly desired
  • Good understanding of statutory, legal and regulatory requirements
  • Experience gained within a digital financial services environment (desirable)
  • Fraud management (ideally within a digital environment)
  • Knowledge and practical experience of the tools available to support the management of credit risk
  • Level of English C1


What do you get in return:

  • Interesting, diverse and responsible work.
  •  The opportunity to grow and to learn new things.
  •  We will provide you with mobile telephone and notebook.
  •  You will be awarded by motivational financial scheme.
  •  You will be part of friendly and open team.
  •  We offer flexible working hours (37.5 / week), and possibility of working from home 2 days a week , so you can manage your time according to your needs.
  •  MultiSport Card, so you take advantage of sport and wellness clubs located around the whole CR.
  •  The other benefits are 28 days of leave, tea and coffee available for free, 2 days of leave during the year so you can participate on voluntary activities, share programme, meal tickets, contribution to your pensionary insurance, 3x days of leave for „new“ fathers.

Mám zájem o tuto pozici

Poslat nabídku na e-mail

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