Credit Risk Team Leader

Team Leadership (60%):

• Supervise a team of 4 individuals based in two locations (Prague, Amsterdam), conducting regular meetings, coaching team members, training newcomers, and conducting performance reviews, ensure effective resource management and establish a backup structure.
• Lead the implementation of process improvements within the team.
• Organize efficient Risk Management and apply Credit Policy.
• Regularly evaluate Credit Risk categories and Credit Limits.
• Make recommendations for procedural and policy changes.
• Communicate and manage stakeholders, including Sales, CFO, Legal department, Customers, Credit Agencies, and Credit Insurers/Brokers.

Operational Tasks (40%):

• Analyze customer risk and review new and existing customers based on different scoring rules.
• Maintain customer scorecard for customer credit risk
• Secure credit risk by acquiring and maintaining bank guarantees, letters of credit, stand-by letters of credit, and insurance.
• Calculate internal credit limits for specific customers and manage credit risk.
• Perform accounting activities for doubtful accounts receivable, review Value adjustments and Write-offs, and prepare journal vouchers for approvals.
• Evaluate and release blocked orders, obtaining necessary approvals.
• Handle legal dunning and insolvencies, collaborating with stakeholders such as the Legal department and insurance providers.
• Ensure availability of necessary materials for External/Internal audits and address audit questions.

• University degree, preferably in economics or finance.
• Minimum of 3 years of experience in the credit risk field
• Previous experience in leading a team.
• Proficient in comprehending and interpreting financial statements, and drawing business-related conclusions.
• Knowledge and understanding of F&A processes, including methodologies for handling standard and non-standard financial situations.
• Fluent in English
• Proficiency in Excel
• Familiarity with SAP and Power BI desktop is advantage
• Possess analytical thinking, a structured approach, and the ability to think outside the box.
• Strong communication skills, proactive behavior, positive mental and "get things done" attitude.

• Interesting position in an international environment of European SSC within the team of friendly and team spirit professionals
• Possibility to become a part of established dynamic company with strong brand on the market
• Possibility to work on projects, create new tools and have impact on company business
• Competitive remuneration package
• Attractive work location in Prague 7 - Holešovice
• Wide range of benefits: discount on company products, contributions to the pension insurance, transport allowance, meal tickets, 4 sick days, 26 days of holidays and more!